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Check 21
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| Fixed Rate Mortgage |
Rate |
APR |
| 30 Year Fixed - 95% LTV |
5.625% |
5.667% |
| 30 Year Fixed Construction - 80% LTV |
5.625% |
5.669% |
| 15 Year Fixed - 95% LTV |
5.000% |
5.063% |
| 15 Year Fixed - 90% LTV � No MI |
5.250% |
5.472% |
| 15 Year Fixed Construction - 80% LTV |
5.000% |
5.075% |
| Adjustable Mortgage |
Rate |
APR |
| 3 Year ARM - 30 Year - 80% LTV |
4.500% |
4.532% |
| 3 Year ARM - 30 Year - 90% LTV � No MI |
4.750% |
4.784% |
3 Year ARM - Construction - 80% LTV |
4.500% |
4.541% |
| Investment Loans |
Rate |
APR |
| Investment 70% LTV |
7.250% |
7.310% |
| Equity Loans |
Rate |
APR |
Equity Loan � 80% or <80% LTV
Equal to Prime Rate, Minimum of 4.50% |
5.250% |
5.309% |
Equity Loan >80% =<90%
Prime Rate +1, Minimum of 5.00% |
6.250% |
6.315% |
Equity Line of Credit � 80% LTV
Equal to Prime Rate, Minimum of 4.50% |
5.250% |
5.250% |
Equity Line of Credit � 90% LTV
Prime Rate +1, Minimum of 5.00% |
6.250% |
6.250% |
| Statement Savings** |
Rate |
APY |
| Balances below $50 will NOT pay interest |
0.00% |
0.00% |
| Balances of $50 to $999 |
0.50% |
0.50% |
| Balances of $1,000 to $4,999 |
0.75% |
0.75% |
| Balances $5,000 or more |
0.99% |
1.00% |
| Certificates of Deposit |
Rate |
APY |
| 31 Day Certificate of Deposit |
0.99% |
1.00% |
| 91 Day Certificate of Deposit |
1.00% |
1.01% |
| 6 Month Certificate of Deposit |
1.00% |
1.00% |
| 7 Month Certificate of Deposit |
1.98% |
2.00% |
| 8 Month Certificate of Deposit |
2.47% |
2.50% |
| 9 Month Certificate of Deposit |
1.14% |
1.15% |
| 12 Month Certificate of Deposit |
1.98% |
2.00% |
| 13 Month Certificate of Deposit |
2.23% |
2.25% |
| 18 Month Certificate of Deposit |
2.23% |
2.25% |
| New Rate!24 Month Certificate of Deposit |
3.44% |
3.50% |
| New Rate!36 Month Certificate of Deposit |
3.68% |
3.75% |
| New Rate!48 Month Certificate of Deposit |
3.92% |
4.00% |
| Money Market Deposit Accounts |
Rate |
APY |
| Balances below $100 pay NO interest |
0.00% |
0.00% |
| Balances of $100 to $999 |
0.25% |
0.25% |
| Balances of $1,000 to $4,999 |
0.50% |
0.50% |
| Balances of $5,000 to $9,999 |
0.55% |
0.55% |
| Balances of $10,000 to $24,999 |
0.65% |
0.65% |
| Balances of $25,000 or more |
.75% |
.75% |
| Interest Bearing Checking |
Rate |
APY |
| Balances below $500 will NOT pay interest |
0.00% |
0.00% |
Balances of $500 to $999 |
0.25% |
0.25% |
Balances of $1,000 to $4,999 |
0.50% |
0.50% |
Balances of $5,000 or more |
0.75% |
0.75% |
*APY refers to Annual Percentage Yield based on simple interest.
**Savings refers to Annual Percentage Yield based on simple interest.
***If daily balance is less than $100 interest is not paid.
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